• 0 Posts
  • 19 Comments
Joined 2 years ago
cake
Cake day: June 18th, 2023

help-circle
  • I’m not a financial advisor, so nobody copy this, but we removed all our money from the US over the last few years in preparation. We dont have stocks any more, and our last bit of US money is due to be transferred when our tax return is paid out. I’m cautiously optimistic things will hold until then 🤞

    We’ve put most of our money short term into New Zealand banks, specifically term deposits at a few locations, as the financial system here is well insulated at least compared to most countries. Long term we will vary our investment more but we don’t have many options until we are permanent residents (another couple years). It’s a moderate low risk growth, and we are okay with the downsides of it being inaccessible since we have several staggered.

    Here term deposits are likely to be frozen short term in the event of a crash by the Open Banking Resolution system, but our everyday funds will be more accessible. Now for a huge market crash, most bets are off, but being in this little island nation, I feel a lot more secure in the fact that society will pull together rather than eat each other. That’s the true benefit of being here: the culture.




  • Not the person you’re responding to but I did the same thing for in part the same reasons.

    We had significant fiscal privilege in that we were old enough and willing to go into debt enough early in our lives to purchase a house before things got stupid, and each time we moved we sold the house for a profit. We are renting again in our new country (New Zealand) until we build back up and get at least permanent residency (can’t buy a house here unless you’re a PR). Buying a home was the most stressful and most impactful thing financially, but that’s not feasible now for most people.

    We got lucky enough, and purposefully saved for escape for 10 years by living with things that weren’t comfortable (concrete floors for years rather than replace water damage, going above and beyond to keep electricity and gas prices low even at the cost of comfort, working too much to put money into savings and neglecting family, no eating out and limiting grocery budget for last two years, pulling out ALL investments like 401k to make the final push and starting from scratch in our new home, etc.).

    I can tell you it was all worth it. Live below your means (while increasing your means incrementally), beans and rice rather than packaged foods (balanced with how much your time is worth), make every sacrifice with a clear goal in mind. Like I said, it takes years, and you’re operating at a disadvantage just because we did this starting 12-13 years ago when prices were significantly different, and average wages haven’t compensated. We have kids, so the other benefits were things like the child tax credit increase in 2021, which gave us unexpected increases.

    I’ve seen people do all this just to have to go back to the US because they didn’t scope out their landing enough: make sure you know how much you need to survive in your new country, know the cost of visas, limits on what you can earn in your job, know what jobs you can even fill based on visa and qualification restrictions… and then plan for having 5-10% more in total liquidity than you think you need. Things change, accidents happen… in our case our kid had to have emergency surgery the week before our flight, that same day our car died so we couldn’t sell it for as much as we wanted, and a year after arriving they increased the cost of visa renewal by over 100%. Luckily we had planned for things going haywire so we were still able to escape.

    It’s not easy. I wish you all the luck in the world. Sorry for the novel and basically saying “be born earlier and get lucky” 👀



  • Aaron@lemmy.nztomemes@lemmy.worldStatue Facts Nobody Asked For
    link
    fedilink
    arrow-up
    11
    arrow-down
    2
    ·
    3 months ago

    Hi, it’s me, a non extreme feminist! (We agree, except on the word never and always, so just read)

    Sometimes it looks like extremes because in order to have equality, or equity, you have to change existing systems that promote the inequality and inequity. This to some may look like favouring the minority (power not number), when in fact it could just be trying to undo some of the damage. For example, changing a system that promotes men over women would involve maybe extra research into women’s health, because studies almost always don’t take into account that women’s bodies are different. BMI was built for men, dosages for medication are typically figured out for men, etc. Same goes with other minorites, btw. This extra research may make a majority group member feel like the system is prioritising others to the detriment of their self, when in fact it’s just trying to establish an equilibrium, as that research (from the example) is already there for them.

    Now from people? Yes, you are right. Sometimes (you may say often or a hyperbolic always) adherents will be wrong about what feminism is. That’s a struggle that the idea has to contend with just like every other movement. But feminism itself isn’t about extremes of hate, though the systemic change to bring about feminist goals may feel extreme due to the scale of work to be done.



  • You could make a case that based on his other comments and stochastic terrorist language that what he said was dangerous, but those claiming that this specific instance was a threat either didn’t listen closely to what he said (you don’t give someone facing a firing squad a rifle of their own), or just listen to those media reports who are purposefully spreading disinformation.

    He has made plenty of statements that are prosecutable, people don’t need to grasp at straws.

    To answer the question, yeah if you said the same thing Trump did about Cheney, you’d be fine. It wasn’t a threat. He said give her a rifle and put her on the front lines if she’s so eager to have a war, see how she feels then.

    That’s said, Vote. Vote for Harris. While Trump didn’t advocate for putting Cheney in front of a firing squad here, he has asked his military personnel to kill citizens and next time he won’t have someone that will stop him.


  • Aaron@lemmy.nztoGreentext@sh.itjust.worksAnon gives up dating apps
    link
    fedilink
    English
    arrow-up
    21
    arrow-down
    1
    ·
    4 months ago

    This is the key that too many straight men who use words like “friend zone” and “game” and “incel” just don’t realise… don’t go hunting for a bride like some caveman. Go make friends. Live your life by doing the things you like, treat women like women not like a prize to be won. Make male and female friends, don’t just talk to women who you’re attracted to. Find friends, and not with the anticipation that one of them will turn into a girlfriend. “Friend zoned” is what people say when they don’t get that they’re not owed a relationship, and think that being friends with women is a waste of time. Find friends. Be who you are, be genuine. That’s the only way you’ll find people who are genuinely interested in spending time with you and not some persona you’ve adopted. If you want an actual good match of a partner, it’s more likely that a friend of yours will match you up with someone than you finding the one by going out like you’re on the hunt.



  • We already did, to New Zealand. Education visa to get a PhD my partner had been eager to get, followed by work visa and/or resident visa. Few more years and then permanent resident then citizenship.

    We’d been saving up/planning for a decade because we wanted to leave anyway, the environment that gave us Trump only encouraged us to leave. Years later and I’m still 100% convinced we made the right choice for us.

    I suggest finding a culture that fits yours, making a very detailed budget, exploring all the options for visas and plan for future visa extensions/applications, and making some sacrifices to get where you want to be.

    Lots of EU countries have generous options if you have lineage, I’d start with that as getting into one of them gets you into all of them eventually.




  • “Don’t look down! Don’t look down!” shouted the man standing before the crowd, pumping his fist to accent each word. The chant went on for about 15 seconds, around 8 times the Florida crowd copied the politician before them. The crowd hushed as he began to speak again: “This… Is about control” he started. “‘They’ want you to be fearful, to be obedient… But we’re not falling for their nonsense! They tried with the plan-demic and they’re trying again with this. Well I say NO. We will be FREE because Patriots like you and me will never let them take that freedom!”

    The crowd roared in cheers as the water lapped at their ankles.



  • A game that captures the feeling of when Arthur Dent crash lands on that primitive planet in “The Hitchhiker’s guide to the galaxy” and makes a sandwich. I want The Sandwich Maker.

    You crash into this procedurally generated world. All the plants and animals are new every playthrough, and you slowly learn about them through experimentation and from the native population who has never heard of a sandwich and really doesn’t do much except eat raw ingredients. When you cook the meat from an animal instead of eating it raw, they all lose their minds with wonder and you become the town’s chef.

    You harvest wild crops and cultivate better ones. You find ways to use the animal fat and meat and “milk”, you find plants that work as food, maybe their seeds are great crushed up with a little water into a paste, maybe you need to dry them out, maybe you need to de-seed them and mix them with another plant to make it taste better… on and on.

    You need to work with the people there to make tools, and together you iterate out exactly what you need.

    Eventually you have to find something that matches your randomised flavour pallette for the perfect sandwich. You assemble all the ingredients you’ve collected, cultivated, or created, with the tools and techniques you and the townspeople have developed, and you take a bite. It’s perfect. You win.




  • If it’s anything like Boost for Reddit was, it’s unnoticeable. Every 20 or so posts you’ll see an ad and just scroll past, no animations or sound. I think I recall seeing a bottom banner? Any other Boost users confirm? I really just ignored it so I can’t recall.

    My point is, ads were non-obstructive