• 11 Posts
  • 555 Comments
Joined 2 years ago
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Cake day: June 10th, 2023

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  • A car loses its value when you drive it off the lot because it’s a depreciating asset. That money doesn’t go to the bank or the owner. It just vanishes.

    Besides, if your partner only helped pay the interest portion of the auto loan (which is what I’m proposing), the depreciating value of the car would be fully felt by you when you sell the car. They would just be out a few months of interest regardless of the sustained value of the car.

    Homes typically increase in value or at least hold value. When you sell your home, you won’t get back any of the money you gave to the bank as interest, but in theory everything else including your down payment will be returned to you.

    So to me it makes sense that while a partner is living with you and if they are committed to helping pay for utilities and whatnot, they can also contribute to the cost of living at the home. I believe helping to pay the interest is a fair and equitable way to do that.

    I mean when you’re renting a place you’re more than likely helping the owner pay off their loan anyway. It’s just another step removed.









  • I feel for you.

    My company got bought in June '23. I was offered a retention bonus with a final payout after two years. 1.5 years in (last month), they announced that they’re laying off our entire office in June '25.

    The reason provided was that we can’t keep up with the expected demand of the product despite nobody ever coming on site to evaluate our abilities and us exceeding the goals set for us. It couldn’t have anything to do with the salary range in our area naturally. I asked the goon they sent us if the person who made the decision was on the phone. He said no. It was explained that “these things happen” in business.

    And they expect everyone to stick around and happily assist in the transition. The retention bonus sounded good when it came with continued employment, but it’s not nearly enough to put up with that shit.

    I’ve already interviewed three places. Fuck if I’m giving them two weeks.