I’m 100% sure that my black sheep family member was just born an asshole, and talk radio told him for decades that it’s OK to be a racist asshole, so he leveled up to that quickly. His bad decisions as an adult were his alone based on greed and short-sighted “I’ll get away with it!” racist-privileged assumptions.
Everyone else in the family is mostly relatively fine, and no one would have gone out of their way to traumatize child 4 of 5.
This is how corruption works - the fine is the cost of business. Being given only a fine of $10 million is such a win that they’ll raise $10 billion in new investment on its back.