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Joined 1 year ago
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Cake day: September 30th, 2023

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  • In two different companies I’ve seen people refer to “the database” when they actually mean a spreadsheet. That’s not just a terminology mixup, these things were super complex, with pseudo-relational tables, lookups, links to other files etc. The sort of thing that should be in an actual database, that has less chance of breaking in obscure ways when someone inserts a row or types a value over a formula. It was actually pretty impressive, in an “impending doom at any moment” kind of way.

    Also had one where there was a spreadsheet of everyone in the business top to bottom, shared by HR and IT. Both groups needed a list of staff, so why not just keep one, right? This thing had personal details like home address and medical conditions, plus things like salary (inc garnishments), performance management notes etc, as well as of course their username and password (which was assigned to them and they couldn’t change) and security questions and answers. It didn’t even have a password on the file. I noped tf out of that place as quickly as I could, but for reasons even worse than that stupid spreadsheet.



  • Wish that was the case in AU, ours is paid upfront in a lump sum and is non-refundable. If you refinance above 80% you pay it again, in full, upfront. If you pay the loan down to below 80%, doesn’t matter, no prorata refund. It’s 20-30k down the toilet, just in LMI. That’s on top of the 50-80k in stamp duty also pissed away :(

    To make it worse, many add the LMI to their mortgage, so they pay interest on the higher balance. It’s also a deterrent for people to refinance while they’re within that 80+% LVR bracket, so shopping for a better deal is mostly pointless. Banks aren’t just disinterested in pushing for a better deal, they’re actively incentivised against it.


  • Regardless of your stance on the name change, doesn’t the executive order (and subsequent updating of the names register or whatever it’s called) make it official? In which case the maps are just being updated to reflect it.

    Afaik they’re not changing it anywhere outside the US as (so far…) that’s the only place it’s been changed, so it’s not like they’re pushing that name in places where it’s not official.

    It’s also not unheard of to have map details that vary depending on where you are, to align with the official stance of wherever the map is being viewed from. Ukraine, bits of the India/Pakistan border, IIRC some islands off Japan disputed by China, etc.

    Not saying the name change isn’t stupid and not suggesting at all that the companies in question aren’t scum, but getting angry at the map maintainers for this change seems pointless. What did you expect them to do?

    Am I missing something?







  • Australia seems to be doing its best to ditch it. Medicare levy plus a surcharge above a certain wage, but that surcharge goes away if you have private health cover. Health insurance companies have zero incentive to set premiums below what that surcharge would have been, particularly when, if you take up private health after you turn 31, then there’s a govt loading on it. Gap charges (ie the cost over and above that covered by Medicare) grow every year, bulk billing is disappearing, the public hospital system is constantly being underfunded, etc.

    Just privatise healthcare, what’s the worst that could happen?

    / looks at US healthcare, and how well privatising just about everything else has gone for us so far