I used to play around with custom ROMs back in the Nexus days but I use my phone now for so many banking and other security - focused things nowadays that I feel it is just too risky to do all of that on a device that uses a non OEM ROM.

Maybe I’m too paranoid, but phones have gotten so complex today that even highly technical users have trouble ensuring that every aspect of their device is safe unless it is locked down to some extent.

Haven’t tried Obsidian, but have heard good things about it. I have about 12,000 notes and continue to be impressed with Joplin’s ability to handle that with no issues.

I switched to Joplin a few years ago from Evernote and haven’t looked back. Take control of your own notes - Joplin is open source and has clients for every platform, and imports notebooks from Evernote.

This does nothing to address one of the most expensive aspects of attending college - room and board. With rent and real estate prices climbing dramatically, this is a huge (>50%) part of the expense of college for those who cannot live at home. Students get loans to help cover that and over four years it adds up to many tens of thousands of dollars.